On my way in to work this morning, I passed a few heads of cabbage that remained along the shoulder of I-490 after an accident that happened a few days ago. In case you haven’t heard, it was all over the news (and all over the road!): thousands of heads of cabbage spilled all over both lanes of the expressway after the truck carrying them tipped over along a sharp curve. You can read about it here and see some more pictures here.
Anyway, on the heels of that incident, it probably should come as no surprise that a new report from Allstate Insurance Co. shows that Rochester drivers are less careful than last year. The Rochester Business Journal reported that:
The average driver in Rochester will experience a car crash every 7.7 years. By comparison, Kansas City, Kansas–ranked first in the report–drivers will experience an accident every 13.3 years. That is nearly 25 percent less likely than the national average of 10 years.
I guess it may be time for us all to take a defensive driving course again. But, sometimes, no matter how defensively we’re driving, an accident may be unavoidable. Tragically, serious accidents can sometimes be caused by judgment-proof drivers (with no assets), carrying either a minimal amount of insurance or no insurance at all. That is why I always tell my friends, clients and family members how important it is to have adequate “SUM” coverage. I’ve written about this before, and urge you to read these posts to find out more about this kind of coverage that you MUST have: Wrong-Way Crashes Highlight Need for Adequate SUM Coverage and Walkers, Runners, and Bicyclists: Tune Up Your Auto Insurance!
If you or a family member are ever seriously injured in an accident caused by another person’s carelessness, you can always contact us to talk about your rights and available options. Information about our Personal Injury Practice may be found here. Hopefully, you’ll never need us for that.